New Hampshire Mortgage Calculator
Calculate your monthly mortgage payment in New Hampshire. Pre-filled with New Hampshire's average property tax rate of 1.86%. See principal, interest, PMI, property taxes, and insurance.
$70,000
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See how this mortgage fits your financial plan
Your estimated payment is $2,412/month. See how it fits alongside your income, savings, investments, and other expenses over time.
Try the Full SimulatorNew Hampshire Housing Overview
New Hampshire has an average property tax rate of 1.86%. New Hampshire's cost of living is about 6% above the national average, driven primarily by high property taxes and housing costs.
Buying a Home in New Hampshire
If you're considering buying a home in New Hampshire, understanding the local housing market and costs is essential. Property taxes, insurance rates, and home prices vary significantly by area within the state. This calculator pre-fills New Hampshire's average property tax rate of 1.86% to give you a more accurate estimate.
New Hampshire Property Taxes
New Hampshire has an average effective property tax rate of 1.86%. Property taxes are a significant component of your monthly housing cost — on a $350,000 home, a 1.86% rate means approximately $6510 per year, or $543 per month in property taxes alone.
Cost of Living in New Hampshire
New Hampshire's cost of living is about 6% above the national average, driven primarily by high property taxes and housing costs. When evaluating whether to buy a home in New Hampshire, consider how your mortgage payment plus other housing costs fit within the recommended 28% of gross income guideline.
Financial Tips for New Hampshire Homebuyers
- No state income tax on any income type gives New Hampshire workers a significant advantage
- New Hampshire has no state sales tax either — one of the few states with neither
- Property taxes in New Hampshire are among the highest in the nation — factor this into housing costs
- New Hampshire's proximity to Boston allows access to high-paying jobs with no state income tax
Key New Hampshire Features
- No state income tax
- No state sales tax
- Very high property taxes
- Close to Boston job market
See How Your New Hampshire Mortgage Fits Your Financial Plan
This calculator shows your New Hampshire mortgage payment. Trajectoryy's full simulator shows how that payment fits alongside your income, taxes, savings, investments, and more.
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