Missouri Self-Employment Tax Calculator

Calculate your self-employment tax, federal income tax, and Missouri state income tax as a freelancer or 1099 contractor. Missouri has a progressive income tax with a top rate of 4.

Annual Tax Breakdown

1099 Income
$85,000
Business Expenses
-$10,000
Net Profit
$75,000
Net Earnings (92.35%)(SE tax base)
$69,263
Social Security (12.4%)
-$8,589
Medicare (2.9%+)
-$2,009
Total SE Tax
-$10,597
SE Deduction (50%)(reduces income tax)
$5,299
Federal Income Tax
-$6,794
State Income Tax
-$3,490
Total Tax Owed
$20,882

Summary

Total Income
$75,000
Total Taxes
-$20,882
After-Tax Income
$54,118
Effective Tax Rate(on total income)
27.8%

Quarterly Estimated Payments

Q1 (Jan-Mar)Due April 15
$5,220
Q2 (Apr-May)Due June 15
$5,220
Q3 (Jun-Aug)Due September 15
$5,220
Q4 (Sep-Dec)Due January 15 (next year)
$5,220
Each Quarterly Payment
$5,220

Tax Breakdown

See your complete freelancer financial picture

Your estimated quarterly tax payment is $5,220. Model your freelance income alongside expenses, savings, and investments in the full simulator.

Try the Full Simulator

Missouri Tax Overview for Freelancers

Missouri has a progressive income tax with a top rate of 4.8%. The state has been reducing rates gradually. Self-employed individuals in Missouri pay federal self-employment tax (15.3%) plus federal income tax, and Missouri state income tax on their net self-employment earnings.

Progressive rates up to 4.8%Rates being reducedPartial Social Security deductionTwo major metro areas

Self-Employment Taxes in Missouri

If you work as a freelancer or independent contractor in Missouri, your tax situation involves multiple layers: federal self-employment tax, federal income tax, and Missouri state income tax. Understanding how each component works helps you plan your quarterly estimated payments and maximize your deductions.

Missouri Income Tax for Freelancers

Missouri has a progressive income tax with a top rate of 4.8%. The state has been reducing rates gradually.

Cost of Living for Freelancers in Missouri

Missouri's cost of living is about 10% below the national average. As a freelancer in Missouri, your effective earnings depend not just on your tax rate but also on what your after-tax income can buy. Consider local costs for housing, coworking spaces, and daily expenses when setting your rates.

Financial Tips for Missouri Freelancers

  • Missouri's top rate has been decreasing — check the current year's rates
  • Kansas City and St. Louis metro areas offer competitive salaries with low cost of living
  • Missouri partially taxes Social Security benefits with deductions for lower incomes
  • Missouri's central location and low cost of living make it attractive for remote workers

Key Missouri Tax Features

  • Progressive rates up to 4.8%
  • Rates being reduced
  • Partial Social Security deduction
  • Two major metro areas

Model Your Missouri Freelance Finances Over Time

This calculator shows your Missouri tax bill. Trajectoryy's full simulator models your freelance income alongside expenses, savings, investments, and more — month by month for years into the future.

Start Simulating for Free

Compare Missouri with Other States

Iowa5.7% top rateIllinois4.95% top rateKentucky4% top rateCalifornia13.3% top rateNew York10.9% top rateMassachusetts5% top rate

Frequently Asked Questions

How is self-employment tax calculated in Missouri?
Self-employed workers in Missouri pay federal self-employment tax (15.3% on 92.35% of net earnings), federal income tax, and Missouri state income tax. Missouri has a progressive income tax with a top rate of 4.8%. The state has been reducing rates gradually.
How much will I owe in quarterly taxes as a freelancer in Missouri?
Your quarterly estimated tax payment in Missouri depends on your total tax liability — including SE tax, federal income tax, and Missouri state income tax. Use the calculator above to estimate your quarterly payments. As a general rule, freelancers should set aside 25-35% of their net income for taxes.
What business deductions are available for Missouri freelancers?
Freelancers in Missouri can deduct the same federal business expenses as in any state: home office, equipment, software, health insurance, vehicle expenses, and more. These deductions also reduce your Missouri state taxable income, providing additional state tax savings.
Does Missouri have any special taxes for self-employed workers?
Missouri does not have a separate self-employment tax. However, your net self-employment income is subject to Missouri's regular income tax (4.8% top rate) in addition to federal self-employment tax and federal income tax.
Should I form an LLC or S-Corp as a freelancer in Missouri?
The decision to form an LLC or S-Corp in Missouri depends on your income level. Generally, if your net self-employment income exceeds $50,000-$60,000, an S-Corp election may save you money by allowing you to pay yourself a reasonable salary (subject to FICA/Medicare) while taking the rest as distributions (not subject to SE tax). Consult a Missouri tax professional for advice specific to your situation.

Related Calculators

Taxes

Take-Home Pay Calculator

Gross Income$65,000
Federal Tax-$7,462
State Tax-$2,384
FICA + Medicare-$4,973
Net Pay$50,181
Monthly$4,182/mo
sample data — click to try your numbers
Savings

Savings & Investment Growth Calculator

Starting$10,000
Monthly+$500
Return8%/yr
Contributions$190,000
Earnings$555,620
Final Balance$745,620
sample data — click to try your numbers
Retirement

401(k) Contribution Impact Calculator

Contribution$500/mo
Employer Match+$250/mo
Tax Savings$1,320/yr
Paycheck Impact-$390/mo
Real Cost$110/mo
30yr Growth$1,021,430
sample data — click to try your numbers