North Dakota Self-Employment Tax Calculator

Calculate your self-employment tax, federal income tax, and North Dakota state income tax as a freelancer or 1099 contractor. North Dakota has a flat income tax rate of just 1.

Annual Tax Breakdown

1099 Income
$85,000
Business Expenses
-$10,000
Net Profit
$75,000
Net Earnings (92.35%)(SE tax base)
$69,263
Social Security (12.4%)
-$8,589
Medicare (2.9%+)
-$2,009
Total SE Tax
-$10,597
SE Deduction (50%)(reduces income tax)
$5,299
Federal Income Tax
-$6,794
State Income Tax
-$1,463
Total Tax Owed
$18,854

Summary

Total Income
$75,000
Total Taxes
-$18,854
After-Tax Income
$56,146
Effective Tax Rate(on total income)
25.1%

Quarterly Estimated Payments

Q1 (Jan-Mar)Due April 15
$4,713
Q2 (Apr-May)Due June 15
$4,713
Q3 (Jun-Aug)Due September 15
$4,713
Q4 (Sep-Dec)Due January 15 (next year)
$4,713
Each Quarterly Payment
$4,713

Tax Breakdown

See your complete freelancer financial picture

Your estimated quarterly tax payment is $4,713. Model your freelance income alongside expenses, savings, and investments in the full simulator.

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North Dakota Tax Overview for Freelancers

North Dakota has a flat income tax rate of just 1.95%, one of the lowest rates of any state with an income tax. Self-employed individuals in North Dakota pay federal self-employment tax (15.3%) plus federal income tax, and North Dakota state income tax on their net self-employment earnings.

Flat 1.95% rate (nearly zero)Strong energy sectorVery low cost of livingNo tax on Social Security

Self-Employment Taxes in North Dakota

If you work as a freelancer or independent contractor in North Dakota, your tax situation involves multiple layers: federal self-employment tax, federal income tax, and North Dakota state income tax. Understanding how each component works helps you plan your quarterly estimated payments and maximize your deductions.

North Dakota Income Tax for Freelancers

North Dakota has a flat income tax rate of just 1.95%, one of the lowest rates of any state with an income tax.

Cost of Living for Freelancers in North Dakota

North Dakota's cost of living is about 5% below the national average. As a freelancer in North Dakota, your effective earnings depend not just on your tax rate but also on what your after-tax income can buy. Consider local costs for housing, coworking spaces, and daily expenses when setting your rates.

Financial Tips for North Dakota Freelancers

  • North Dakota's 1.95% rate is almost negligible — close to having no state income tax
  • North Dakota's energy sector offers competitive salaries
  • The extremely low cost of living stretches your paycheck further
  • North Dakota does not tax Social Security benefits

Key North Dakota Tax Features

  • Flat 1.95% rate (nearly zero)
  • Strong energy sector
  • Very low cost of living
  • No tax on Social Security

Model Your North Dakota Freelance Finances Over Time

This calculator shows your North Dakota tax bill. Trajectoryy's full simulator models your freelance income alongside expenses, savings, investments, and more — month by month for years into the future.

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Compare North Dakota with Other States

Montana5.9% top rateSouth DakotaNo income taxMinnesota9.85% top rateCalifornia13.3% top rateNew York10.9% top rateNew Jersey10.75% top rate

Frequently Asked Questions

How is self-employment tax calculated in North Dakota?
Self-employed workers in North Dakota pay federal self-employment tax (15.3% on 92.35% of net earnings), federal income tax, and North Dakota state income tax. North Dakota has a flat income tax rate of just 1.95%, one of the lowest rates of any state with an income tax.
How much will I owe in quarterly taxes as a freelancer in North Dakota?
Your quarterly estimated tax payment in North Dakota depends on your total tax liability — including SE tax, federal income tax, and North Dakota state income tax. Use the calculator above to estimate your quarterly payments. As a general rule, freelancers should set aside 25-35% of their net income for taxes.
What business deductions are available for North Dakota freelancers?
Freelancers in North Dakota can deduct the same federal business expenses as in any state: home office, equipment, software, health insurance, vehicle expenses, and more. These deductions also reduce your North Dakota state taxable income, providing additional state tax savings.
Does North Dakota have any special taxes for self-employed workers?
North Dakota does not have a separate self-employment tax. However, your net self-employment income is subject to North Dakota's regular income tax (1.95% top rate) in addition to federal self-employment tax and federal income tax.
Should I form an LLC or S-Corp as a freelancer in North Dakota?
The decision to form an LLC or S-Corp in North Dakota depends on your income level. Generally, if your net self-employment income exceeds $50,000-$60,000, an S-Corp election may save you money by allowing you to pay yourself a reasonable salary (subject to FICA/Medicare) while taking the rest as distributions (not subject to SE tax). Consult a North Dakota tax professional for advice specific to your situation.

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Federal Tax-$7,462
State Tax-$2,384
FICA + Medicare-$4,973
Net Pay$50,181
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