Texas Self-Employment Tax Calculator
Calculate your self-employment tax, federal income tax, and Texas state income tax as a freelancer or 1099 contractor. Texas has no state income tax.
Annual Tax Breakdown
Summary
Quarterly Estimated Payments
Tax Breakdown
See your complete freelancer financial picture
Your estimated quarterly tax payment is $4,348. Model your freelance income alongside expenses, savings, and investments in the full simulator.
Try the Full SimulatorTexas Tax Overview for Freelancers
Texas has no state income tax. As the second-largest state by population and economy, Texas offers strong job markets across multiple industries. Self-employed individuals in Texas pay federal self-employment tax (15.3%) plus federal income tax, and no state income tax — giving Texas freelancers a significant advantage.
Self-Employment Taxes in Texas
If you work as a freelancer or independent contractor in Texas, your tax situation involves multiple layers: federal self-employment tax, federal income tax, and Texas state income tax. Understanding how each component works helps you plan your quarterly estimated payments and maximize your deductions.
Texas Income Tax for Freelancers
Texas has no state income tax. As the second-largest state by population and economy, Texas offers strong job markets across multiple industries.
Cost of Living for Freelancers in Texas
Texas' cost of living is about 7% below the national average, though Austin has become significantly more expensive. As a freelancer in Texas, your effective earnings depend not just on your tax rate but also on what your after-tax income can buy. Consider local costs for housing, coworking spaces, and daily expenses when setting your rates.
Financial Tips for Texas Freelancers
- No state income tax is a major financial advantage, especially for high earners
- Texas has high property taxes (averaging 1.8%) which partially offset the lack of income tax
- Austin, Dallas, Houston, and San Antonio each offer distinct and strong job markets
- Consider that Texas has no state income tax but does have a high sales tax of 6.25% (up to 8.25% with local taxes)
Key Texas Tax Features
- No state income tax
- High property taxes (~1.8%)
- Multiple major metro areas with strong job markets
- High sales tax (6.25-8.25%)
- Second-largest state economy
Model Your Texas Freelance Finances Over Time
This calculator shows your Texas tax bill. Trajectoryy's full simulator models your freelance income alongside expenses, savings, investments, and more — month by month for years into the future.
Start Simulating for Free