Oregon Self-Employment Tax Calculator

Calculate your self-employment tax, federal income tax, and Oregon state income tax as a freelancer or 1099 contractor. Oregon has a progressive income tax with rates from 4.

Annual Tax Breakdown

1099 Income
$85,000
Business Expenses
-$10,000
Net Profit
$75,000
Net Earnings (92.35%)(SE tax base)
$69,263
Social Security (12.4%)
-$8,589
Medicare (2.9%+)
-$2,009
Total SE Tax
-$10,597
SE Deduction (50%)(reduces income tax)
$5,299
Federal Income Tax
-$6,794
State Income Tax
-$6,021
Total Tax Owed
$23,413

Summary

Total Income
$75,000
Total Taxes
-$23,413
After-Tax Income
$51,587
Effective Tax Rate(on total income)
31.2%

Quarterly Estimated Payments

Q1 (Jan-Mar)Due April 15
$5,853
Q2 (Apr-May)Due June 15
$5,853
Q3 (Jun-Aug)Due September 15
$5,853
Q4 (Sep-Dec)Due January 15 (next year)
$5,853
Each Quarterly Payment
$5,853

Tax Breakdown

See your complete freelancer financial picture

Your estimated quarterly tax payment is $5,853. Model your freelance income alongside expenses, savings, and investments in the full simulator.

Try the Full Simulator

Oregon Tax Overview for Freelancers

Oregon has a progressive income tax with rates from 4.75% to 9.9%. Oregon has no sales tax but has a PFML payroll tax. Self-employed individuals in Oregon pay federal self-employment tax (15.3%) plus federal income tax, and Oregon state income tax on their net self-employment earnings.

Progressive rates up to 9.9%No state sales taxPFML payroll taxGrowing Portland tech scene

Self-Employment Taxes in Oregon

If you work as a freelancer or independent contractor in Oregon, your tax situation involves multiple layers: federal self-employment tax, federal income tax, and Oregon state income tax. Understanding how each component works helps you plan your quarterly estimated payments and maximize your deductions.

Oregon Income Tax for Freelancers

Oregon has a progressive income tax with rates from 4.75% to 9.9%. Oregon has no sales tax but has a PFML payroll tax.

Cost of Living for Freelancers in Oregon

Oregon's cost of living is about 13% above the national average, driven by Portland-area housing costs. As a freelancer in Oregon, your effective earnings depend not just on your tax rate but also on what your after-tax income can buy. Consider local costs for housing, coworking spaces, and daily expenses when setting your rates.

Financial Tips for Oregon Freelancers

  • Oregon has no sales tax — significant savings on all purchases
  • Oregon's top rate of 9.9% makes pre-tax deductions important for higher earners
  • Oregon's PFML payroll tax adds to deductions but provides paid leave benefits
  • Portland's tech sector offers competitive salaries — compare after-tax income with Seattle (no state tax)

Key Oregon Tax Features

  • Progressive rates up to 9.9%
  • No state sales tax
  • PFML payroll tax
  • Growing Portland tech scene

Model Your Oregon Freelance Finances Over Time

This calculator shows your Oregon tax bill. Trajectoryy's full simulator models your freelance income alongside expenses, savings, investments, and more — month by month for years into the future.

Start Simulating for Free

Compare Oregon with Other States

WashingtonNo income taxCalifornia13.3% top rateIdaho5.8% top rateTexasNo income taxFloridaNo income taxWashingtonNo income tax

Frequently Asked Questions

How is self-employment tax calculated in Oregon?
Self-employed workers in Oregon pay federal self-employment tax (15.3% on 92.35% of net earnings), federal income tax, and Oregon state income tax. Oregon has a progressive income tax with rates from 4.75% to 9.9%. Oregon has no sales tax but has a PFML payroll tax.
How much will I owe in quarterly taxes as a freelancer in Oregon?
Your quarterly estimated tax payment in Oregon depends on your total tax liability — including SE tax, federal income tax, and Oregon state income tax. Use the calculator above to estimate your quarterly payments. As a general rule, freelancers should set aside 25-35% of their net income for taxes.
What business deductions are available for Oregon freelancers?
Freelancers in Oregon can deduct the same federal business expenses as in any state: home office, equipment, software, health insurance, vehicle expenses, and more. These deductions also reduce your Oregon state taxable income, providing additional state tax savings.
Does Oregon have any special taxes for self-employed workers?
Oregon does not have a separate self-employment tax. However, your net self-employment income is subject to Oregon's regular income tax (9.9% top rate) in addition to federal self-employment tax and federal income tax.
Should I form an LLC or S-Corp as a freelancer in Oregon?
The decision to form an LLC or S-Corp in Oregon depends on your income level. Generally, if your net self-employment income exceeds $50,000-$60,000, an S-Corp election may save you money by allowing you to pay yourself a reasonable salary (subject to FICA/Medicare) while taking the rest as distributions (not subject to SE tax). Consult a Oregon tax professional for advice specific to your situation.

Related Calculators

Taxes

Take-Home Pay Calculator

Gross Income$65,000
Federal Tax-$7,462
State Tax-$2,384
FICA + Medicare-$4,973
Net Pay$50,181
Monthly$4,182/mo
sample data — click to try your numbers
Savings

Savings & Investment Growth Calculator

Starting$10,000
Monthly+$500
Return8%/yr
Contributions$190,000
Earnings$555,620
Final Balance$745,620
sample data — click to try your numbers
Retirement

401(k) Contribution Impact Calculator

Contribution$500/mo
Employer Match+$250/mo
Tax Savings$1,320/yr
Paycheck Impact-$390/mo
Real Cost$110/mo
30yr Growth$1,021,430
sample data — click to try your numbers