Indiana Take-Home Pay Calculator
Calculate your actual take-home pay in Indiana after federal tax, Indiana state tax, Social Security, Medicare, and deductions. Indiana has a flat income tax rate of 3.
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Your take-home is $4,357/month. See how it flows through your budget, savings, investments, and more over time.
Try the Full SimulatorIndiana Tax Overview
Indiana has a flat income tax rate of 3.05%, one of the lowest in the nation. However, most Indiana counties also levy local income taxes.
Understanding Your Take-Home Pay in Indiana
If you work in Indiana, your take-home pay is affected by a combination of federal taxes and Indiana-specific taxes and deductions. Here's what Indiana residents and workers need to know about their paycheck.
Indiana Income Tax
Indiana has a flat income tax rate of 3.05%, one of the lowest in the nation. However, most Indiana counties also levy local income taxes.
Cost of Living in Indiana
Indiana's cost of living is about 10% below the national average, with affordable housing throughout the state. When evaluating your Indiana take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.
Financial Tips for Indiana Residents
- Indiana's 3.05% state rate is among the lowest, but county taxes of 1-3% add to your total burden
- Indianapolis' growing tech and life sciences sectors offer competitive employment
- Indiana has a relatively low cost of living, especially outside of Indianapolis
- Indiana taxes Social Security for higher earners — plan accordingly
Key Indiana Tax Features
- Flat 3.05% rate (very low)
- County-level income taxes (1-3%)
- Low cost of living
- Growing tech sector in Indianapolis
See How Your Indiana Take-Home Pay Builds Wealth
This calculator shows your Indiana paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.
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