North Dakota Take-Home Pay Calculator

Calculate your actual take-home pay in North Dakota after federal tax, North Dakota state tax, Social Security, Medicare, and deductions. North Dakota has a flat income tax rate of just 1.

Annual Breakdown

Gross Salary
$65,000
Federal Income Tax
-$5,760
State Income Tax
-$1,268
Social Security (FICA)
-$4,030
Medicare
-$943
Annual Take-Home Pay
$53,000

Monthly Summary

Monthly Gross
$5,417
Total Deductions
-$1,000
Monthly Take-Home
$4,417
Effective Tax Rate(all deductions)
18.5%

Where Your Money Goes

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Your take-home is $4,417/month. See how it flows through your budget, savings, investments, and more over time.

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North Dakota Tax Overview

North Dakota has a flat income tax rate of just 1.95%, one of the lowest rates of any state with an income tax.

Flat 1.95% rate (nearly zero)Strong energy sectorVery low cost of livingNo tax on Social Security

Understanding Your Take-Home Pay in North Dakota

If you work in North Dakota, your take-home pay is affected by a combination of federal taxes and North Dakota-specific taxes and deductions. Here's what North Dakota residents and workers need to know about their paycheck.

North Dakota Income Tax

North Dakota has a flat income tax rate of just 1.95%, one of the lowest rates of any state with an income tax.

Cost of Living in North Dakota

North Dakota's cost of living is about 5% below the national average. When evaluating your North Dakota take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.

Financial Tips for North Dakota Residents

  • North Dakota's 1.95% rate is almost negligible — close to having no state income tax
  • North Dakota's energy sector offers competitive salaries
  • The extremely low cost of living stretches your paycheck further
  • North Dakota does not tax Social Security benefits

Key North Dakota Tax Features

  • Flat 1.95% rate (nearly zero)
  • Strong energy sector
  • Very low cost of living
  • No tax on Social Security

See How Your North Dakota Take-Home Pay Builds Wealth

This calculator shows your North Dakota paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.

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Frequently Asked Questions

What is the income tax rate in North Dakota?
North Dakota has a flat income tax rate of just 1.95%, one of the lowest rates of any state with an income tax.
How much will I take home from a $75,000 salary in North Dakota?
Your take-home pay from a $75,000 salary in North Dakota depends on your filing status and deductions. Use the calculator above to get your exact North Dakota take-home pay. As a rough estimate, single filers in North Dakota with a 1.95% top rate typically take home 70-80% of their gross salary.
Does North Dakota tax Social Security benefits?
This varies by state. Check the North Dakota tax overview section above for details on Social Security taxation. At the federal level, up to 85% of Social Security benefits may be taxable depending on your combined income.
How does North Dakota's tax rate compare to other states?
North Dakota's top rate of 1.95% is at or below the national median. Compare with no-tax states like Texas and Florida, or high-tax states like California (13.3%) using our state-specific calculators.
What payroll taxes does North Dakota have besides income tax?
In addition to federal FICA (6.2%) and Medicare (1.45%), some states have additional payroll taxes such as State Disability Insurance (SDI), Paid Family and Medical Leave (PFML), and other state-specific levies. The calculator above automatically includes any North Dakota-specific payroll taxes in your calculation.

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