Texas Take-Home Pay Calculator
Calculate your actual take-home pay in Texas after federal tax, Texas state tax, Social Security, Medicare, and deductions. Texas has no state income tax.
Annual Breakdown
Monthly Summary
Where Your Money Goes
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Your take-home is $4,522/month. See how it flows through your budget, savings, investments, and more over time.
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Texas has no state income tax. As the second-largest state by population and economy, Texas offers strong job markets across multiple industries.
Understanding Your Take-Home Pay in Texas
If you work in Texas, your take-home pay is affected by a combination of federal taxes and Texas-specific taxes and deductions. Here's what Texas residents and workers need to know about their paycheck.
Texas Income Tax
Texas has no state income tax. As the second-largest state by population and economy, Texas offers strong job markets across multiple industries.
Cost of Living in Texas
Texas' cost of living is about 7% below the national average, though Austin has become significantly more expensive. When evaluating your Texas take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.
Financial Tips for Texas Residents
- No state income tax is a major financial advantage, especially for high earners
- Texas has high property taxes (averaging 1.8%) which partially offset the lack of income tax
- Austin, Dallas, Houston, and San Antonio each offer distinct and strong job markets
- Consider that Texas has no state income tax but does have a high sales tax of 6.25% (up to 8.25% with local taxes)
Key Texas Tax Features
- No state income tax
- High property taxes (~1.8%)
- Multiple major metro areas with strong job markets
- High sales tax (6.25-8.25%)
- Second-largest state economy
See How Your Texas Take-Home Pay Builds Wealth
This calculator shows your Texas paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.
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