Georgia Take-Home Pay Calculator

Calculate your actual take-home pay in Georgia after federal tax, Georgia state tax, Social Security, Medicare, and deductions. Georgia has a flat income tax rate of 5.

Annual Breakdown

Gross Salary
$65,000
Federal Income Tax
-$5,760
State Income Tax
-$3,569
Social Security (FICA)
-$4,030
Medicare
-$943
Annual Take-Home Pay
$50,699

Monthly Summary

Monthly Gross
$5,417
Total Deductions
-$1,192
Monthly Take-Home
$4,225
Effective Tax Rate(all deductions)
22.0%

Where Your Money Goes

See your complete financial picture

Your take-home is $4,225/month. See how it flows through your budget, savings, investments, and more over time.

Try the Full Simulator

Georgia Tax Overview

Georgia has a flat income tax rate of 5.49%. The state has been transitioning from a progressive to a flat tax system.

Flat 5.49% rate (recently simplified)Growing tech and film industries in AtlantaRetirement income exemptions for 62+

Understanding Your Take-Home Pay in Georgia

If you work in Georgia, your take-home pay is affected by a combination of federal taxes and Georgia-specific taxes and deductions. Here's what Georgia residents and workers need to know about their paycheck.

Georgia Income Tax

Georgia has a flat income tax rate of 5.49%. The state has been transitioning from a progressive to a flat tax system.

Cost of Living in Georgia

Georgia's cost of living is about 7% below the national average, with Atlanta being near the average. When evaluating your Georgia take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.

Financial Tips for Georgia Residents

  • Georgia's flat 5.49% rate simplifies tax planning compared to the old progressive system
  • Atlanta's booming job market in tech, film, and logistics offers competitive salaries
  • Georgia has moderate property taxes and a cost of living below the national average
  • Georgia taxes retirement income but offers exemptions for those 62 and older

Key Georgia Tax Features

  • Flat 5.49% rate (recently simplified)
  • Growing tech and film industries in Atlanta
  • Retirement income exemptions for 62+

See How Your Georgia Take-Home Pay Builds Wealth

This calculator shows your Georgia paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.

Start Simulating for Free

Frequently Asked Questions

What is the income tax rate in Georgia?
Georgia has a flat income tax rate of 5.49%. The state has been transitioning from a progressive to a flat tax system.
How much will I take home from a $75,000 salary in Georgia?
Your take-home pay from a $75,000 salary in Georgia depends on your filing status and deductions. Use the calculator above to get your exact Georgia take-home pay. As a rough estimate, single filers in Georgia with a 5.49% top rate typically take home 70-80% of their gross salary.
Does Georgia tax Social Security benefits?
This varies by state. Check the Georgia tax overview section above for details on Social Security taxation. At the federal level, up to 85% of Social Security benefits may be taxable depending on your combined income.
How does Georgia's tax rate compare to other states?
Georgia's top rate of 5.49% is at or below the national median. Compare with no-tax states like Texas and Florida, or high-tax states like California (13.3%) using our state-specific calculators.
What payroll taxes does Georgia have besides income tax?
In addition to federal FICA (6.2%) and Medicare (1.45%), some states have additional payroll taxes such as State Disability Insurance (SDI), Paid Family and Medical Leave (PFML), and other state-specific levies. The calculator above automatically includes any Georgia-specific payroll taxes in your calculation.

Related Calculators