Iowa Take-Home Pay Calculator
Calculate your actual take-home pay in Iowa after federal tax, Iowa state tax, Social Security, Medicare, and deductions. Iowa has a progressive income tax with a top rate of 5.
Annual Breakdown
Monthly Summary
Where Your Money Goes
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Your take-home is $4,230/month. See how it flows through your budget, savings, investments, and more over time.
Try the Full SimulatorIowa Tax Overview
Iowa has a progressive income tax with a top rate of 5.7%. The state has been reducing its top rate in recent years.
Understanding Your Take-Home Pay in Iowa
If you work in Iowa, your take-home pay is affected by a combination of federal taxes and Iowa-specific taxes and deductions. Here's what Iowa residents and workers need to know about their paycheck.
Iowa Income Tax
Iowa has a progressive income tax with a top rate of 5.7%. The state has been reducing its top rate in recent years.
Cost of Living in Iowa
Iowa's cost of living is about 10% below the national average with very affordable housing. When evaluating your Iowa take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.
Financial Tips for Iowa Residents
- Iowa has been cutting income tax rates — check current year rates for accurate calculations
- Iowa's low cost of living stretches your income further than most states
- Iowa does not tax Social Security benefits
- Des Moines' financial services industry offers strong career opportunities
Key Iowa Tax Features
- Progressive rates up to 5.7%
- Rates being reduced over time
- No tax on Social Security
- Strong financial services sector
See How Your Iowa Take-Home Pay Builds Wealth
This calculator shows your Iowa paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.
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