Maryland Take-Home Pay Calculator
Calculate your actual take-home pay in Maryland after federal tax, Maryland state tax, Social Security, Medicare, and deductions. Maryland has a progressive income tax with rates from 2% to 5.
Annual Breakdown
Monthly Summary
Where Your Money Goes
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Your take-home is $4,279/month. See how it flows through your budget, savings, investments, and more over time.
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Maryland has a progressive income tax with rates from 2% to 5.75%, plus county-level income taxes that add 2.25% to 3.2%.
Understanding Your Take-Home Pay in Maryland
If you work in Maryland, your take-home pay is affected by a combination of federal taxes and Maryland-specific taxes and deductions. Here's what Maryland residents and workers need to know about their paycheck.
Maryland Income Tax
Maryland has a progressive income tax with rates from 2% to 5.75%, plus county-level income taxes that add 2.25% to 3.2%.
Cost of Living in Maryland
Maryland's cost of living is about 20% above the national average, driven by proximity to D.C. When evaluating your Maryland take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.
Financial Tips for Maryland Residents
- Maryland county income taxes add significantly to your total tax burden — check your county's rate
- Maryland's proximity to D.C. allows access to high-paying federal and tech jobs
- Maryland does not tax Social Security benefits
- Consider the county you live in carefully — rates vary from 2.25% to 3.2%
Key Maryland Tax Features
- Progressive state rates up to 5.75%
- County income taxes (2.25-3.2%)
- No tax on Social Security
- Major employer: federal government
See How Your Maryland Take-Home Pay Builds Wealth
This calculator shows your Maryland paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.
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