Mississippi Take-Home Pay Calculator

Calculate your actual take-home pay in Mississippi after federal tax, Mississippi state tax, Social Security, Medicare, and deductions. Mississippi has a flat income tax rate of 4.

Annual Breakdown

Gross Salary
$65,000
Federal Income Tax
-$5,760
State Income Tax
-$3,055
Social Security (FICA)
-$4,030
Medicare
-$943
Annual Take-Home Pay
$51,213

Monthly Summary

Monthly Gross
$5,417
Total Deductions
-$1,149
Monthly Take-Home
$4,268
Effective Tax Rate(all deductions)
21.2%

Where Your Money Goes

See your complete financial picture

Your take-home is $4,268/month. See how it flows through your budget, savings, investments, and more over time.

Try the Full Simulator

Mississippi Tax Overview

Mississippi has a flat income tax rate of 4.7%. Combined with the lowest cost of living in the nation, Mississippi is very affordable.

Flat 4.7% rateLowest cost of living in the nationNo tax on Social Security or retirement income

Understanding Your Take-Home Pay in Mississippi

If you work in Mississippi, your take-home pay is affected by a combination of federal taxes and Mississippi-specific taxes and deductions. Here's what Mississippi residents and workers need to know about their paycheck.

Mississippi Income Tax

Mississippi has a flat income tax rate of 4.7%. Combined with the lowest cost of living in the nation, Mississippi is very affordable.

Cost of Living in Mississippi

Mississippi has the lowest cost of living in the US, approximately 16% below the national average. When evaluating your Mississippi take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.

Financial Tips for Mississippi Residents

  • Mississippi has the lowest cost of living in the US — your salary goes further here than anywhere
  • Mississippi's 4.7% flat rate is straightforward and moderate
  • Mississippi does not tax Social Security benefits or retirement income
  • Consider remote work opportunities to earn higher salaries while enjoying Mississippi's low costs

Key Mississippi Tax Features

  • Flat 4.7% rate
  • Lowest cost of living in the nation
  • No tax on Social Security or retirement income

See How Your Mississippi Take-Home Pay Builds Wealth

This calculator shows your Mississippi paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.

Start Simulating for Free

Frequently Asked Questions

What is the income tax rate in Mississippi?
Mississippi has a flat income tax rate of 4.7%. Combined with the lowest cost of living in the nation, Mississippi is very affordable.
How much will I take home from a $75,000 salary in Mississippi?
Your take-home pay from a $75,000 salary in Mississippi depends on your filing status and deductions. Use the calculator above to get your exact Mississippi take-home pay. As a rough estimate, single filers in Mississippi with a 4.7% top rate typically take home 70-80% of their gross salary.
Does Mississippi tax Social Security benefits?
This varies by state. Check the Mississippi tax overview section above for details on Social Security taxation. At the federal level, up to 85% of Social Security benefits may be taxable depending on your combined income.
How does Mississippi's tax rate compare to other states?
Mississippi's top rate of 4.7% is at or below the national median. Compare with no-tax states like Texas and Florida, or high-tax states like California (13.3%) using our state-specific calculators.
What payroll taxes does Mississippi have besides income tax?
In addition to federal FICA (6.2%) and Medicare (1.45%), some states have additional payroll taxes such as State Disability Insurance (SDI), Paid Family and Medical Leave (PFML), and other state-specific levies. The calculator above automatically includes any Mississippi-specific payroll taxes in your calculation.

Related Calculators