Alabama Take-Home Pay Calculator

Calculate your actual take-home pay in Alabama after federal tax, Alabama state tax, Social Security, Medicare, and deductions. Alabama has a progressive income tax with rates from 2% to 5%.

Annual Breakdown

Gross Salary
$65,000
Federal Income Tax
-$5,760
State Income Tax
-$3,085
Social Security (FICA)
-$4,030
Medicare
-$943
Annual Take-Home Pay
$51,183

Monthly Summary

Monthly Gross
$5,417
Total Deductions
-$1,151
Monthly Take-Home
$4,265
Effective Tax Rate(all deductions)
21.3%

Where Your Money Goes

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Your take-home is $4,265/month. See how it flows through your budget, savings, investments, and more over time.

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Alabama Tax Overview

Alabama has a progressive income tax with rates from 2% to 5%. The standard deduction is relatively low at $2,500 for single filers.

Low standard deduction ($2,500 single)Does not tax Social SecurityLocal taxes may apply in some cities

Understanding Your Take-Home Pay in Alabama

If you work in Alabama, your take-home pay is affected by a combination of federal taxes and Alabama-specific taxes and deductions. Here's what Alabama residents and workers need to know about their paycheck.

Alabama Income Tax

Alabama has a progressive income tax with rates from 2% to 5%. The standard deduction is relatively low at $2,500 for single filers.

Cost of Living in Alabama

Alabama has a cost of living roughly 13% below the national average, with particularly affordable housing and utilities. When evaluating your Alabama take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.

Financial Tips for Alabama Residents

  • Alabama has one of the lowest costs of living in the US — stretch your paycheck further
  • Property taxes in Alabama are among the lowest nationally, reducing housing costs
  • Alabama does not tax Social Security benefits
  • Consider maximizing 401(k) contributions since Alabama taxes retirement income

Key Alabama Tax Features

  • Low standard deduction ($2,500 single)
  • Does not tax Social Security
  • Local taxes may apply in some cities

See How Your Alabama Take-Home Pay Builds Wealth

This calculator shows your Alabama paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.

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Frequently Asked Questions

What is the income tax rate in Alabama?
Alabama has a progressive income tax with rates from 2% to 5%. The standard deduction is relatively low at $2,500 for single filers.
How much will I take home from a $75,000 salary in Alabama?
Your take-home pay from a $75,000 salary in Alabama depends on your filing status and deductions. Use the calculator above to get your exact Alabama take-home pay. As a rough estimate, single filers in Alabama with a 5% top rate typically take home 70-80% of their gross salary.
Does Alabama tax Social Security benefits?
This varies by state. Check the Alabama tax overview section above for details on Social Security taxation. At the federal level, up to 85% of Social Security benefits may be taxable depending on your combined income.
How does Alabama's tax rate compare to other states?
Alabama's top rate of 5% is at or below the national median. Compare with no-tax states like Texas and Florida, or high-tax states like California (13.3%) using our state-specific calculators.
What payroll taxes does Alabama have besides income tax?
In addition to federal FICA (6.2%) and Medicare (1.45%), some states have additional payroll taxes such as State Disability Insurance (SDI), Paid Family and Medical Leave (PFML), and other state-specific levies. The calculator above automatically includes any Alabama-specific payroll taxes in your calculation.

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