Oregon Take-Home Pay Calculator

Calculate your actual take-home pay in Oregon after federal tax, Oregon state tax, Social Security, Medicare, and deductions. Oregon has a progressive income tax with rates from 4.

Annual Breakdown

Gross Salary
$65,000
Federal Income Tax
-$5,760
State Income Tax
-$5,146
Social Security (FICA)
-$4,030
Medicare
-$1,333
Annual Take-Home Pay
$48,731

Monthly Summary

Monthly Gross
$5,417
Total Deductions
-$1,356
Monthly Take-Home
$4,061
Effective Tax Rate(all deductions)
25.0%

Where Your Money Goes

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Your take-home is $4,061/month. See how it flows through your budget, savings, investments, and more over time.

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Oregon Tax Overview

Oregon has a progressive income tax with rates from 4.75% to 9.9%. Oregon has no sales tax but has a PFML payroll tax.

Progressive rates up to 9.9%No state sales taxPFML payroll taxGrowing Portland tech scene

Understanding Your Take-Home Pay in Oregon

If you work in Oregon, your take-home pay is affected by a combination of federal taxes and Oregon-specific taxes and deductions. Here's what Oregon residents and workers need to know about their paycheck.

Oregon Income Tax

Oregon has a progressive income tax with rates from 4.75% to 9.9%. Oregon has no sales tax but has a PFML payroll tax.

Cost of Living in Oregon

Oregon's cost of living is about 13% above the national average, driven by Portland-area housing costs. When evaluating your Oregon take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.

Financial Tips for Oregon Residents

  • Oregon has no sales tax — significant savings on all purchases
  • Oregon's top rate of 9.9% makes pre-tax deductions important for higher earners
  • Oregon's PFML payroll tax adds to deductions but provides paid leave benefits
  • Portland's tech sector offers competitive salaries — compare after-tax income with Seattle (no state tax)

Key Oregon Tax Features

  • Progressive rates up to 9.9%
  • No state sales tax
  • PFML payroll tax
  • Growing Portland tech scene

See How Your Oregon Take-Home Pay Builds Wealth

This calculator shows your Oregon paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.

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Frequently Asked Questions

What is the income tax rate in Oregon?
Oregon has a progressive income tax with rates from 4.75% to 9.9%. Oregon has no sales tax but has a PFML payroll tax.
How much will I take home from a $75,000 salary in Oregon?
Your take-home pay from a $75,000 salary in Oregon depends on your filing status and deductions. Use the calculator above to get your exact Oregon take-home pay. As a rough estimate, single filers in Oregon with a 9.9% top rate typically take home 70-80% of their gross salary.
Does Oregon tax Social Security benefits?
This varies by state. Check the Oregon tax overview section above for details on Social Security taxation. At the federal level, up to 85% of Social Security benefits may be taxable depending on your combined income.
How does Oregon's tax rate compare to other states?
Oregon's top rate of 9.9% is above the national median. Compare with no-tax states like Texas and Florida, or high-tax states like California (13.3%) using our state-specific calculators.
What payroll taxes does Oregon have besides income tax?
In addition to federal FICA (6.2%) and Medicare (1.45%), some states have additional payroll taxes such as State Disability Insurance (SDI), Paid Family and Medical Leave (PFML), and other state-specific levies. The calculator above automatically includes any Oregon-specific payroll taxes in your calculation.

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