Rhode Island Take-Home Pay Calculator

Calculate your actual take-home pay in Rhode Island after federal tax, Rhode Island state tax, Social Security, Medicare, and deductions. Rhode Island has a progressive income tax with rates from 3.

Annual Breakdown

Gross Salary
$65,000
Federal Income Tax
-$5,760
State Income Tax
-$2,042
Social Security (FICA)
-$4,030
Medicare
-$1,723
Annual Take-Home Pay
$51,446

Monthly Summary

Monthly Gross
$5,417
Total Deductions
-$1,130
Monthly Take-Home
$4,287
Effective Tax Rate(all deductions)
20.9%

Where Your Money Goes

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Rhode Island Tax Overview

Rhode Island has a progressive income tax with rates from 3.75% to 5.99%.

Progressive rates up to 5.99%Partial Social Security exemptionAccess to regional job marketsLower housing than neighbors

Understanding Your Take-Home Pay in Rhode Island

If you work in Rhode Island, your take-home pay is affected by a combination of federal taxes and Rhode Island-specific taxes and deductions. Here's what Rhode Island residents and workers need to know about their paycheck.

Rhode Island Income Tax

Rhode Island has a progressive income tax with rates from 3.75% to 5.99%.

Cost of Living in Rhode Island

Rhode Island's cost of living is about 7% above the national average, lower than its New England neighbors. When evaluating your Rhode Island take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.

Financial Tips for Rhode Island Residents

  • Rhode Island's top rate of 5.99% is moderate for New England
  • Rhode Island does not tax Social Security benefits below certain income thresholds
  • Rhode Island's small size means you're always close to Connecticut and Massachusetts job markets
  • Housing costs in Rhode Island are lower than neighboring Massachusetts and Connecticut

Key Rhode Island Tax Features

  • Progressive rates up to 5.99%
  • Partial Social Security exemption
  • Access to regional job markets
  • Lower housing than neighbors

See How Your Rhode Island Take-Home Pay Builds Wealth

This calculator shows your Rhode Island paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.

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Frequently Asked Questions

What is the income tax rate in Rhode Island?
Rhode Island has a progressive income tax with rates from 3.75% to 5.99%.
How much will I take home from a $75,000 salary in Rhode Island?
Your take-home pay from a $75,000 salary in Rhode Island depends on your filing status and deductions. Use the calculator above to get your exact Rhode Island take-home pay. As a rough estimate, single filers in Rhode Island with a 5.99% top rate typically take home 70-80% of their gross salary.
Does Rhode Island tax Social Security benefits?
This varies by state. Check the Rhode Island tax overview section above for details on Social Security taxation. At the federal level, up to 85% of Social Security benefits may be taxable depending on your combined income.
How does Rhode Island's tax rate compare to other states?
Rhode Island's top rate of 5.99% is at or below the national median. Compare with no-tax states like Texas and Florida, or high-tax states like California (13.3%) using our state-specific calculators.
What payroll taxes does Rhode Island have besides income tax?
In addition to federal FICA (6.2%) and Medicare (1.45%), some states have additional payroll taxes such as State Disability Insurance (SDI), Paid Family and Medical Leave (PFML), and other state-specific levies. The calculator above automatically includes any Rhode Island-specific payroll taxes in your calculation.

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