Utah Take-Home Pay Calculator

Calculate your actual take-home pay in Utah after federal tax, Utah state tax, Social Security, Medicare, and deductions. Utah has a flat income tax rate of 4.

Annual Breakdown

Gross Salary
$65,000
Federal Income Tax
-$5,760
State Income Tax
-$3,023
Social Security (FICA)
-$4,030
Medicare
-$943
Annual Take-Home Pay
$51,245

Monthly Summary

Monthly Gross
$5,417
Total Deductions
-$1,146
Monthly Take-Home
$4,270
Effective Tax Rate(all deductions)
21.2%

Where Your Money Goes

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Your take-home is $4,270/month. See how it flows through your budget, savings, investments, and more over time.

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Utah Tax Overview

Utah has a flat income tax rate of 4.65%. Utah also offers a taxpayer tax credit that effectively reduces the rate for lower earners.

Flat 4.65% rateTaxpayer credit reduces effective rateGrowing 'Silicon Slopes' tech sectorHigh quality of life

Understanding Your Take-Home Pay in Utah

If you work in Utah, your take-home pay is affected by a combination of federal taxes and Utah-specific taxes and deductions. Here's what Utah residents and workers need to know about their paycheck.

Utah Income Tax

Utah has a flat income tax rate of 4.65%. Utah also offers a taxpayer tax credit that effectively reduces the rate for lower earners.

Cost of Living in Utah

Utah's cost of living is about 3% above the national average, with the Salt Lake City area being moderately above. When evaluating your Utah take-home pay, consider how far your paycheck goes based on local costs for housing, food, transportation, and healthcare.

Financial Tips for Utah Residents

  • Utah's 4.65% flat rate is straightforward and competitive
  • Utah's growing tech sector (Silicon Slopes) offers competitive salaries
  • Utah's taxpayer credit can reduce your effective tax rate below 4.65%
  • Utah has a moderate cost of living with high quality of life metrics

Key Utah Tax Features

  • Flat 4.65% rate
  • Taxpayer credit reduces effective rate
  • Growing 'Silicon Slopes' tech sector
  • High quality of life

See How Your Utah Take-Home Pay Builds Wealth

This calculator shows your Utah paycheck. Trajectoryy's full simulator shows how that paycheck flows through your entire financial life — savings, investments, loans, retirement, and more.

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Frequently Asked Questions

What is the income tax rate in Utah?
Utah has a flat income tax rate of 4.65%. Utah also offers a taxpayer tax credit that effectively reduces the rate for lower earners.
How much will I take home from a $75,000 salary in Utah?
Your take-home pay from a $75,000 salary in Utah depends on your filing status and deductions. Use the calculator above to get your exact Utah take-home pay. As a rough estimate, single filers in Utah with a 4.65% top rate typically take home 70-80% of their gross salary.
Does Utah tax Social Security benefits?
This varies by state. Check the Utah tax overview section above for details on Social Security taxation. At the federal level, up to 85% of Social Security benefits may be taxable depending on your combined income.
How does Utah's tax rate compare to other states?
Utah's top rate of 4.65% is at or below the national median. Compare with no-tax states like Texas and Florida, or high-tax states like California (13.3%) using our state-specific calculators.
What payroll taxes does Utah have besides income tax?
In addition to federal FICA (6.2%) and Medicare (1.45%), some states have additional payroll taxes such as State Disability Insurance (SDI), Paid Family and Medical Leave (PFML), and other state-specific levies. The calculator above automatically includes any Utah-specific payroll taxes in your calculation.

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